Where VCF comes from
The Versit consortium published vCard 2.1 in 1995; the IETF took it over with RFC 2426 (version 3.0) in 1998 and RFC 6350 (version 4.0) in 2011. All three versions remain in circulation simultaneously, which is the format's defining practical problem — a 4.0 file can be rejected by software that only speaks 2.1, and version negotiation happens by trial and error.